Financial stuff is not my usual topic to write about. I’m more about gardening, as my blogger handle suggests. From time to time, I also write about Alzheimer’s caregiving, a topic about which I am passionate due to my experience in caring for my mother and my brother. I occasionally share slices of life, like a biblical truth gleaned from my study of scripture, a fun thing I experienced with my grandkids, or a tasty recipe I’d like to share. I can barely write a check and keep a checkbook balanced, so I’m not the person you want to ask for financial advice. Conversely, my husband loves to juggle numbers in a spreadsheet and writes about financial matters with great regularity. He recently wrote an informative article on a subject which I’ve been pondering lately.
Social Security.
To be specific, when to begin taking Social Security. How do I explain to someone else the reason why I decided to take Social Security as soon as I qualified? There are a lot of concepts to juggle when making a decision which literally affects the financial future of people like me who are well-endowed with decades, but are making plans for living a decade or two longer. My husband knows how to juggle those pieces of information and toss me one ball at a time so that I can grasp the decisions involved as I keep a steady eye on the “balls” that are my future needs.
Maybe you’re wondering whether you should take Social Security early, or wait until later when you’ll receive a larger monthly sum. Let me sow a few seeds of financial wisdom Wayne recently posted which you might find helpful.
https://proverbs27flocks.wordpress.com/2023/08/05/when-to-take-social-security/